银行核心业务系统全盘西化成功与否都是警钟 - 金融行业 - ITPUB论坛－专业的IT技术社区

wangjia

好。收藏一下子。轮回又开始了，更新核心系统，更新后台管理模式，再更新核心系统...................
Replacing a core banking system is perhaps the most complex IT project a bank can undertake. The costs can run to several hundred million dollars and projects typically take between three and four years to complete. Banks have been slow to undertake these projects, as they continue to be haunted by past failures, fears of complexity, and the prospect of alienating customers.
    The risks as well as the costs are high, but banks are finding they have little choice. Legacy systems, often installed during the 1960s and 1970s, have proven extremely inefficient, costly to maintain, and no longer flexible enough to handle system changes and new applications necessary to meet the growing needs and requirements of the marketplace, said Christine Barry, wholesale banking analyst at Celent and co-author of the report.
中信在自身科技力量没有积累的情况下，全面外包有其必然性。
不过确实在“人”这个问题上遭遇尴尬。
任何IT项目多少都有人的问题，一旦有人的问题，就难搞了。所以再好的系统，到了中国，也有水土问题
stingniu 说到点子上了，关键是人的问题，决策问题。
这样的项目实施是很艰巨的，一步到位的想法未免太天真。应该从项目策划时把实施过程划分成几个阶段，分阶段实现，这样成功率会提高。
我认为系统的改变导致银行运营方式的改变是在一定条件下的，是带有中国特色的，系统搞定了，人搞不定，最终要失败，系统重构相当于建立一套新的运作规范，在整个运营链上有一个环节有问题也将导致系统运营的不畅通，再个别处理，最终还得适应大环境，困难啊。